Monthly Budget Worksheet | Crosby Advisory Group, LLC

For illustrative and educational purposes only. This worksheet does not constitute personalized financial advice. Figures are based on the numbers you enter. See full disclosures below.

👋 Welcome

Build a clear monthly budget in a few minutes. At the end you'll get a personalized workbook — with live formulas and a spending chart — that's yours to keep and adjust.

Enter your numbersIncome, then spending by category. Every field has a tip on how to estimate it — rough numbers are fine.

See your breakdownA live picture of where your money goes, your savings rate, and your monthly surplus.

Download your workbookExcel or PDF — formulas locked so nothing breaks.

📈 Your Savings Rate

Of Regular Take-Home Pay0%Monthly saving vs. regular income

Of Total Take-Home Income0%Including bonuses

📊 Where Your Money Goes

🧭 How You Compare to a Guideline

A simple starting-point allocation of take-home pay. Everyone's situation differs — treat this as a rule of thumb, not a rule.

Generic guideline for illustration. Your advisor can tailor these targets to your goals.

⚖️ Test a What-If Scenario

Add a second scenario to compare — e.g. trimming dining out or boosting savings

⬇️ Download Your Workbook

Your workbook includes your budget with live formulas and a spending chart, a guideline comparison, and a month-by-month tracker tab so you can log actual spending against your plan — all yours to keep and adjust.

🧭 Take It Further

📈 See It Grow Your savings rate is just the starting line. See what these monthly contributions could grow into by the time you retire. Compound Growth Calculator →

🎯 Know Your Number How much will you need to fund this lifestyle once you stop working? Turn your spending into a retirement savings goal. Retirement Readiness Calculator →

Want a second set of eyes on it?

A budget is the foundation of every financial plan. If you'd like to talk through what your numbers mean for saving, investing, and retirement, we're glad to help.